While we encourage students to apply early for colleges, all is not lost if you missed them.  There are plenty of colleges with much later deadlines.  In fact, Money Magazine took a look and there are more than 500 colleges whose application deadlines for the fall 2017 academic year fall between Jan. 15 and Aug. 15. And more than 200 colleges take applications on a “rolling” or “space available” basis — which means they take applications until they find enough students to fill their class.

MONEY has compiled a list of 50 colleges that rank highly for value and have application deadlines of Jan. 10 or later. See the full list below, organized by due date.

Don’t delay too long, though. Admissions experts say students who delay their applications give themselves three major disadvantages:

–  Lower admission odds: Many schools, such as Michigan State and Indiana University, accept late applications on a “space available” basis. So late applicants are competing for whatever slots may be left after all of the qualified earlier applicants have been accepted. In practice, marginally qualified students are more likely to be rejected if they apply late.

–  Less aid: Federal financial aid is guaranteed as long as you file a Free Application for Federal Student Aid (FAFSA) before the end of your academic year. But many states and colleges give out aid on a first-come, first-served basis. Purdue, for example, is still accepting applications for admissions on a “space available” basis, but limits its merit aid to those who applied by Nov. 1. So some late applicants are likely to pay higher net prices.

–  Fewer major choices: Many rolling admissions and space-available schools say their most popular majors — such as nursing, engineering and computer science — tend to fill up early. At Purdue, for example, engineering spots for fall 2016 filled up by February last year, says Pamela T. Horne, the school’s vice provost for enrollment management. Qualified students who apply after that may be offered admission to less popular programs, such as liberal arts, she says.
The risks for late applicants are so serious that Melanie Hall, an AVID teacher and counselor at Texas’s Grand Prairie High School, says she is hounding her students every day now, asking “What the heck are you waiting for?” She motivates procrastinators by asking: “What will you be doing this time next year? Is that going to support the life you want to live?”

Name:  Wheaton College

Location:  Wheaton, IL
Deadline:  Jan. 10
Acceptance Rate (2014):  69%

Georgetown University
Location:  Washington
Deadline:  Jan. 10
Acceptance Rate (2014):  17%

University of North Carolina School of the Arts
Winston-Salem, NC
Jan. 13
43%

Virginia Tech
Blacksburg, VA
Jan. 15
73%

Wellesley College
Wellesley, MA
Jan. 15
30%

University of Connecticut
Storrs, CT
Jan. 15
50%

University of North Carolina
Chapel Hill, NC
Jan. 15
28%

University of Delaware
Newark, DE
Jan. 15
68%

University of Georgia
Athens, GA
Jan. 15
56%

Colgate University
Hamilton, NY
Jan. 15
26%

College of the Holy Cross
Worcester, MA
Jan. 15
43%

Lafayette College
Easton, PA
Jan. 15
30%

University of Vermont
Burlington, VT
Jan. 15
73%

Washington University in St Louis
Saint Louis
Jan. 15
17%

Union College
Schenectady, NY
Jan. 15
41%

University of Illinois at Chicago
Chicago
Jan. 16
74%

University of Maryland
College Park, MD
Jan. 20
48%

Washington State University
Pullman, WA
Jan. 31
82%

University of Michigan
Ann Arbor, MI
Feb. 1
32%

Brigham Young University
Provo, UT
Feb. 1
47%

Virginia Military Institute
Lexington, VA
Feb. 1
44%

University of Wisconsin
Madison, WI
Feb. 1
57%

DePauw University
Greencastle, IN
Feb. 1
57%

Indiana University
Bloomington, IN
Feb. 1
76%

The College of New Jersey
Ewing, NJ
Feb. 1
49%

St. Lawrence University
Canton, NY
Feb. 1
48%

McDaniel College
Westminster, MD
Feb. 1
76%

University of Wisconsin-Eau Claire
Eau Claire, WI
Feb. 1
84%

Stevens Institute of Technology
Hoboken, NJ
Feb. 1
44%

Earlham College
Richmond, IN
Feb. 15
65%

Muhlenberg College
Allentown, PA
Feb. 15
53%

Maine Maritime Academy
Castine, ME
March 1
79%

Siena College
Loudonville, NY
March 15
66%

Clemson University
Clemson, SC
May 1
52%

The University of Texas at Dallas
Richardson, TX
May 1
62%

Saint Johns University
Collegeville, MN
Rolling
79%

Massachusetts Maritime Academy
Buzzards Bay, MA
Rolling
62%

College of Saint Benedict
Saint Joseph, MN
Rolling
82%

Purdue University
West Lafayette, IN
Rolling
59%

St. Mary’s University
San Antonio, TX
Rolling
59%

Michigan State University
East Lansing, MI
Rolling
66%

University of Minnesota
Minneapolis
Rolling
45%

Gustavus Adolphus College
Saint Peter, MN
Rolling
61%

Saint Vincent College
Latrobe, PA
Rolling
72%

Bethel University
Saint Paul, MN
Rolling
95%

Molloy College
Rockville Centre, NY
Rolling
75%

Citadel Military College
Charleston, SC
Rolling
76%

Michigan Technological University
Houghton, MI
Rolling
76%

Martin Luther College
New Ulm, MN
Rolling
97%

University of Utah
Salt Lake City
Rolling
81%