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Need information about number of credits in the program

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i'm currently a ongoing student of a university in Bangladesh, after completing my SSC and HSC in 2011 and 2013 respectively I started my university at Fall, September 2014. Now I want to apply for Germany but I heard to apply for Germany one cannot apply until he\she completes half or the ongoing credits like if i'm doing BBA there is 123 credits so I have to complete at least 60 credits or above, so just want to know is there any such rules,requirement or not. It will be great help if anyone let me know as soon as possible.

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That's right. I think it is too early for you to apply for admissions in german universities. Our suggestion for you is to complete your bachelor study and then apply for masters.

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